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Classic Car Insurance

Your classic car is a unique vehicle, which is why it deserves special insurance. Todd Davis Insurance Group's classic car insurance is different from standard auto insurance because classic cars aren't usually primary cars and they often appreciate in value over time.

Differences Between Auto and Classic car

There are a lot of differences between Kansas classic car insurance and standard car insurance. Chances are your classic car won't cost quite as much to insure. Because of this, there may be a limit to the number of miles you can drive your classic car annually. This makes it an ideal form of coverage for people who only want to drive their classic car on special occasions.

Valuation of classic cars is also a key difference between the two types of insurance. Since classic cars often appreciate in value, your car will be valued at its actual worth rather than a number much lower than the original MSRP. If you restore your classic car at some point, you will have to have the vehicle revaluated.


Not every vehicle or driver qualifies for classic car insurance. Here are the conditions your vehicle (and you) may need to meet to qualify for a classic auto insurance policy:

  • A clean driving record
  • 10 or more years of driving experience
  • No drivers on the policy who won't fit the above requirements
  • A vehicle which is at least 25 years old
  • An excellent place to store your vehicle
  • Proof that you own another daily driver vehicle
  • Proof that you will keep the car below its mileage limit

The Next Step

If you need a classic car insurance policy for your classic car in Kansas, your first step should be to get a few quotes. To get a free quote for an insurance policy on your classic car, contact Todd Davis Insurance Group. You can visit our offices and speak with a licensed insurance agent to have your questions answered and get started.


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